INVEX FONDI SIA has many years of experience as an agent-intermediary in financing international trade transactions using export factoring financial instruments.

We actively serve merchants from Europe and Asia — territories where we are recognised in the factoring business.

The rights to use the INVEX FONDI trademarks have rapidly increased our popularity in international trade transactions financing sphere and in 2023 we started financing trade transactions from African countries to Europe.

Compared to our competitors, we offer very favourable primary terms for factoring:

1) Funding up to 90%;

2) Exports to 90 countries worldwide;

3) NO COLLATERAL;

4) 100% buyer’s risk coverage.

Development of business plans and working with credit institutions and investments

Your company may need funding to implement a new business idea or to expand an existing business by launching a new product within an existing company.

An important condition for business development — you need a business plan. It is needed for both entrepreneurs starting from scratch and those who continue their existing business, develop their current enterprise, and plan to implement new ideas. Developing a business plan will allow you to have a more realistic view of the current situation and help you choose the right strategy for the future.

Based on our knowledge and experience, the business plan created by our team of professionals will enable you to attract funding from credit institutions and gain interest from potential investors. A well-prepared business plan is an excellent tool to apply for receiving EU funding. Additionally, you will have the opportunity to critically evaluate all positions of your business project. Furthermore, conducting a business analysis will help you avoid unforeseen obstacles that could hinder the growth of your business and potentially lead to losses.

Thanks to our partnership with INFINITY GROUP, an investment company based in the United Arab Emirates (UAE), we also develop projects for startups — companies in early development stage.

The main components of a business plan are the following:

  • Description of the product or service;
  • Analysis of the current market situation and competitors;
  • Marketing plan;
  • Description of the necessary resources (both human and technical);
  • Financial calculations (cash flow, potential profit/loss, balance sheet).

We would love to assist you in succeeding in business and offer our extensive experience and knowledge in creating your unique business plan. In addition to any custom needs you might have, we provide the following services:

  • Business advice, innovative ideas and market analysis;
  • Economic rationale for investment and EU funding projects;
  • Analysis of company performance and development of proposals for improvement;
  • Development of funding schemes for investment projects;
  • Attracting investor funding for project implementation;
  • Market research;
  • Project management and economic justification of projects;
  • Creation of development strategies and their financial rationale;
  • Marketing research and market analytical reviews;
  • Economic research;
  • Optimisation of business processes;
  • Development of the company’s mission, goals and strategy;
  • SWOT analysis — strengths, weaknesses, opportunities, and threats.

Development and management of European Structural and Investment Funds projects

The funding provided by the European Union through EU funds is a significant support in the implementation of many business projects. However, in order to receive this funding, a carefully developed business project in line with respective conditions is required.

INVEX FONDI SIA’s project application development consultants have over twelve years of successful experience in working with European Union pre-structural funds, structural funds, and business development project creation.

We will assist in preparing high-quality descriptive and financial sections in line with your preferences and the requirements of the evaluating institutions assessing your project application. In our experience, the market analysis section of a business plan needs to be prepared with exceptional quality, and we are confident in asserting that the assistance of our professionals will be of great value to your success.

The costs of developing project applications are calculated based on the complexity and level of the project application, as well as the anticipated workload. For projects involving high added-value innovations or relatively complex patent programmes, as well as specific or niche market analysis, the fee for the service is considered on an individual basis. However, we are pleased to note that, in any case, this does not increase the client’s risk with respect to INVEX FONDI SIA’s responsibility for the overall project implementation.

Services provided by INVEX FONDI SIA for obtaining financing from EU Structural and Investment Funds include:

  • Adapting your ideas to the requirements set by EU funds;
  • Development of project applications;
  • Development of project documentation;
  • Project implementation and monitoring;
  • Development of procurement documentation.

Scientific research for the implementation of new technologies

Our company offers research and development services to help you assess the feasibility and scope of your proposed idea and project, as well as enhance its attractiveness to investors — credit institutions, sponsors, or the committee responsible for making decisions on funding from EU Structural and Investment Funds.

The research and development services we provide mainly include the following:

  • Industrial research that enables obtaining co-funding up to 90% for the implementation of complex innovative technology projects. In this case, an experimental model is created for further dissemination;
  • Research that enables possible eligibility to qualify for support from the Investment and Development Agency of Latvia (LIAA) within the framework of the High Added-Value Investments (APVI) programme;
  • Industrial research aimed at acquiring new knowledge and techniques to be used for the development of new products, technologies, or significant improvements to existing products or technologies.
  • Experimental development — the combining, modelling or application of scientific knowledge, technological, commercial know-how or skills to create new or substantially improved products, technologies or processes, the purpose of which is to conceptualise, plan and document new products or technologies.

We will support you in the implementation of research for successful further project planning, as well as assist in preparing documentation on research and development activities to receive European Union funding for projects in sectors such as:

  • Energy and environment;
  • Innovative materials and technologies;
  • National identity;
  • Public health;
  • Sustainable use of local resources – new products and technologies.

Our company’s range of research and development services extends beyond the outline presented above, and we encourage you to inquire about how we can assist you with your specific needs.

Funding of working capital / Credit risk insurance solutions

Most often, funding for working capital is not available without the corresponding additional credit-risk guarantees. Any security that is liquid on the financial market or other collateral in the form of real estate is accepted as a guarantee.

We highly recommend using a credit risk insurance policy — we will assist you in finding a suitable insurer. This insurance is applicable both when your buyers have outstanding payments and when there is a need to make advance payments to your company’s suppliers.

Attracting foreign investments

When implementing any business project, the most challenging stage is attracting funding. Thanks to the recognition of INVEX FONDI brands, we were invited to partner with INFINITY GROUP, a financial investment company based in the United Arab Emirates (UAE). As a result, on 15 June 2022 we signed a Memorandum of Cooperation. In collaboration with INFINITY GROUP, we finance projects up to 96-98% of the total project costs. The basic condition for INFINITY GROUP funding is that the project cost must be at least EUR 1 million. The upper funding limit is only defined by your imagination and the feasibility of the project.

Advantage of the service:

  • Opportunity to implement the project even if the author of the idea has little or no funding;
  • Attraction of a reliable and financially secure business partner;
  • Conditions and agreements regarding cooperation are discussed individually to find the most suitable solution for both parties.

Before attracting an investor, the client personally visits the respective country and meets with potential business partner. This gives the client the opportunity to see the capabilities, seriousness and integrity of our company in selecting a potential investor.

INVEX FONDI brand partners are stable and convincing foreign private investors with a desire to develop promising projects.

Establishment of an investment fund

INVEX FONDI SIA investment fund practice provides a full range of legal and analytical services in this field. We advise on the structuring, establishment, marketing and operation of investment funds and their management companies. Professionals specialising in investment management help clients structure and document different types of investment funds to invest in assets such as real estate, corporate equity, securities and other instruments.

We develop documentation for investment funds in all key areas of activity in Latvia and the European Union, including:

  • Formation and establishment of funds with sub-funds;
  • Structuring of investment funds;
  • Structuring of investment policies, management, and marketing;
  • Obtaining the necessary approvals from state authorities;
  • Compliance with legal and regulatory requirements, including the preparation of a full set of documents (fund prospectuses and manager’s operating plan) in accordance with the requirements of the Financial and Capital Markets Commission (FKTK).

Our experience in tax, corporate advisory, mergers and acquisitions provides project managers with the competence to deliver the right solutions.

One of the most popular aspects is the regulatory and legal framework of fund operations and compliance, and we will be delighted to advise you on this or any other topic of interest to you.

Our clients rely on the advice provided throughout all stages of fund operations — from structuring and obtaining regulatory approvals to asset sales and fund liquidation. INVEX FONDI SIA assists in preparing all the necessary documents corresponding to each of the mentioned stages of fund establishment and operation.

Selling a business

Selling a business or company can be a complex task on multiple levels. If, for various reasons, the decision to do so has been taken, INVEX FONDI SIA will assist you in correctly resolving the issues related to the sale of the business.

We offer a full range of services and can facilitate the sale of the business from conception to completion. This includes business valuation — in such cases INVEX FONDI SIA collaborates with partners who are specialised asset valuation companies.

We have extensive capabilities to find the most suitable buyer for your business. As a first step, informational brochures with appropriate informational and visual content are prepared, serving as an effective and low-cost measure to generate interest from potential buyers for your company.

By using INVEX FONDI trademarks in different segments of the international financial market, we have gained recognition as a business asset sales company in European and Asian countries. Our network of business buying and selling partners extends to related companies in Azerbaijan, Georgia, Russia, Spain, Ukraine, and the Baltic countries. Starting from 2022, we have initiated the development of business sales in the Scandinavian countries as well.

We are excited that our repeat clients highlight our reliability and serious attitude to privacy and confidentiality aspects.

INVEX FONDI SIA’s experience shows that potential investors for company acquisitions do not need to be sought in the public domain by posting advertisements on various portals. Thanks to our successful partnerships, we offer the opportunity to use direct contacts in collaboration with foreign accounting and auditing firms. This method of selling a business is significantly more productive, as it allows for direct persuasion of potential buyers regarding the merits of the deal and further development opportunities.

When initiating the business sale process, the client covers the technical expenses, while the payment for the sale of the business is made after the transaction has taken place.